top of page
Law Books

Sergio A. Ramírez de Arellano, Esq., CPA, a Wharton School Graduate, with a Juris Doctor from the Georgetown University Law Center, in Washington, D.C., returned to Puerto Rico in 1979; clerked for the Hon. William H. Beckerleg, U.S. Bankruptcy Judge and was his Bankruptcy Law teaching assistant at the Inter American School of Law; worked as an associate at a major corporate law firm in San Juan, representing the Bank of America, and businesses in financial, corporate and bankruptcy matters.


Due to his extraordinary legal and professional background, and immediate client base, in 1982, Sergio A. Ramírez de Arellano, Esq., CPA, was able to establish his own law firm in San Juan, Puerto Rico, as SERGIO A. RAMIREZ DE ARELLANO LAW OFFICES, to provide default-related services, and commercial and residential lending services to a prominent regional bank; and to provide bankruptcy services to debtors, trustees, examiners, creditors and parties in interest.  


In 1992, responding to its clients’ needs and demands, especially creditors, (such as Banco Santander-Puerto Rico, and Banco Popular de Puerto Rico), the firm expanded its services to commercial and residential collections, foreclosures and bankruptcies, henceforth handling thousands of commercial and consumer default-related cases.


The firm has forged long-standing relationships with its clients (largest PR banking institutions, loan-portfolio servicers, and investors), attorneys, and professionals, receiving a significant number of referrals from them.


The law firm’s attorneys are experts in their field, and its regulatory-trained paralegals work closely with them to assure prompt, economic results.  


The firm has the financial capacity and commitment to handle large numbers of referrals and increasing its professional base.


The firm handles every stage of the default process.


The firm’s reliable software and tracking system keeps its clients’ abreast of the status of their cases, and costs incurred, as well as other reporting requirements.


Our clients also have direct access to our attorneys.


Our firm is cognizant of the need for cost-effective billing, hence, offering services on standard hourly rates, discounted hourly rates, blended rates, flat fees, or task-based fees.


Sergio Ramirez de Arellano Law Offices

bottom of page